Types of online threats/fraud
Spyware and viruses
Spyware and viruses are malicious programs loaded onto your computer without your knowledge. Whether these programs aim to capture or destroy information, to ruin the performance of your computer, or to bombard you with advertising, you don't want them.
Viruses spread by infecting computers and then replicating. Spyware disguises itself as a legitimate application and embeds itself into your computer to monitor your activity and collect information.
Spyware and viruses are both severe threats to the security of your computer.
Pop-up advertisements
Pop-ups are advertisements that appear in a separate browser window. When you click on some of these pop-ups, you may also download "spyware" or "adware."
Sometimes, criminals create pop-up ads that look like they come from a respected financial institution and ask you to enter personal financial information. Still, IBC Bank and most other financial institutions will never ask you to verify personal financial information.
Fraud & Security FAQs
FAQ
Identifying if you are a victim of a scam
If you can answer "yes" to any of the following questions, you could be involved in a fraud or about to be scammed!
- Is the check from an item you sold on the Internet, such as a car, boat, jewelry, etc?
- Is the amount of the check more than the item's selling price?
- Did you receive the check via an overnight delivery service?
- Is the check connected to communicating with someone by email?
- Is the check drawn on a business or individual account that is different from the person buying your item or product?
- Have you been informed that you were the winner of a lottery, such as Canadian, Australian, El Gordo, or El Mundo, that you did not enter?
- Have you been instructed to either "wire", "send" or "ship" money, as soon as possible, to a large U.S. city or to another country, such as Canada, England, or Nigeria?
- Have you been asked to pay money to receive a deposit from another country such as Canada, England, or Nigeria?
- Are you receiving pay or a commission for facilitating money transfers through your account?
- Did you respond to an email requesting you to confirm, update, or provide your account information?
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